Private Lending.
Thoughtfully Done.
At Oak Tree, we take a wealth management approach to real estate lending: personal, strategic, and built to preserve what matters most — your time, your margin, and your future.
Because it’s not just about how much money you make.
It’s about how much you keep — and how confidently you got there.
in loans originated
return client business
states served
WHAT WE OFFER
Capital That Fits Your Strategy
We fund a wide range of real estate strategies — and help you think through each one.
Fix & Flip / Bridge Loans
Short-term funding for fast-moving or value-add deals — even $50K.
STR, MTR, and PadSplit
Alternative models deserve a thoughtful approach. We fund what most won’t — because we understand the strategy.
Buy & Hold / DSCR
+ Portfolio Loans
Long-term rental financing with cash flow, exit, and tax strategy in mind.
Multifamily & Mixed-Use
From $100K duplexes to $5M portfolios — structured for scale and built around your goals.
New Construction
Ground-up or infill — funded with foresight and follow-through.
Tailored Structuring
Custom lending deals carefully designed with your bigger picture in mind.
WHY OAK TREE
We Lend Like Investors — Because We Are
Oak Tree is a white-glove private lending experience — one that puts you first, every time.
Private,
personal service
You’ll work with one dedicated expert from contact to close — and beyond.
Real guidance from real operators
We’ve done the work ourselves. That’s why we ask better questions — and catch things others miss.
Structure that protects
We don’t just help you close. We help you close smart — with strategy that supports tax efficiency, wealth preservation, and the long game.
Support for new investors
You’ll never feel rushed or lost. We walk with you, not ahead of you.
HOW IT WORKS
Zero Guesswork. Just Progress.
1
Submit a quick intake
takes less than 2 minutes
2
Get real terms not estimates
typically within 24–48 hours
3
Speak with your lending expert
not a call center
4
Close with confidence
fast, clear, and fully supported
FREE GUIDE
Structure Your Deal to Keep More of What You Earn
Too many investors focus on getting to the closing table.
We focus on what happens after.
Download our free guide to learn:
- How structure can make or break your margins
- The biggest tax planning mistakes investors miss
- Exit strategy red flags — and how to protect your upside
- What your lender should ask (but probably doesn’t)
Because closing the deal is just the beginning.
Clients First. Always.
We don’t just fund deals — we build trust.
Here’s why wealth-minded investors choose Oak Tree.
